[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.saldera.cz\/proc-nas-nespasily-kurzy-financni-gramotnosti\/#Article","mainEntityOfPage":"https:\/\/www.saldera.cz\/proc-nas-nespasily-kurzy-financni-gramotnosti\/","headline":"Pro\u010d n\u00e1s nespasily kurzy finan\u010dn\u00ed gramotnosti","name":"Pro\u010d n\u00e1s nespasily kurzy finan\u010dn\u00ed gramotnosti","description":"P\u0159ede\u0161l\u00e9 vl\u00e1dy cht\u011bly nau\u010dit budouc\u00ed ob\u010dany ekonomick\u00e9mu chov\u00e1n\u00ed a z\u00e1klad\u016fm ekonomie, aby se mohli pohybovat voln\u011b v dne\u0161n\u00edm sv\u011bt\u011b a aby se neopakovala devades\u00e1t\u00e1 l\u00e9ta pln\u00e1 finan\u010dn\u00edch podvod\u016f a klikyh\u00e1k\u016f \u2013 zkr\u00e1tka, aby nov\u00e1 generace aktivn\u00edch ekonomick\u00fdch subjekt\u016f nenalet\u011bla na prvn\u00ed \u0161pek a z\u016fstala tak n\u011bjak nezadlu\u017een\u00e1 co nejd\u00e9le s t\u00edm, \u017ee bude produkovat a […]","datePublished":"2026-05-07","dateModified":"2026-05-07","author":{"@type":"Person","@id":"https:\/\/www.saldera.cz\/author\/#Person","name":"","url":"https:\/\/www.saldera.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"saldera.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.saldera.cz\/wp-content\/uploads\/img_a321092_w2168_t1532265609.jpg","url":"https:\/\/www.saldera.cz\/wp-content\/uploads\/img_a321092_w2168_t1532265609.jpg","height":0,"width":0},"url":"https:\/\/www.saldera.cz\/proc-nas-nespasily-kurzy-financni-gramotnosti\/","wordCount":438,"articleBody":"P\u0159ede\u0161l\u00e9 vl\u00e1dy cht\u011bly nau\u010dit budouc\u00ed ob\u010dany ekonomick\u00e9mu chov\u00e1n\u00ed a z\u00e1klad\u016fm ekonomie, aby se mohli pohybovat voln\u011b v dne\u0161n\u00edm sv\u011bt\u011b a aby se neopakovala devades\u00e1t\u00e1 l\u00e9ta pln\u00e1 finan\u010dn\u00edch podvod\u016f a klikyh\u00e1k\u016f \u2013 zkr\u00e1tka, aby nov\u00e1 generace aktivn\u00edch ekonomick\u00fdch subjekt\u016f nenalet\u011bla na prvn\u00ed \u0161pek a z\u016fstala tak n\u011bjak nezadlu\u017een\u00e1 co nejd\u00e9le s t\u00edm, \u017ee bude produkovat a vyd\u011bl\u00e1vat je\u0161t\u011b v\u00edce. Jen\u017ee realita je tak trochu jin\u00e1 \u2013 d\u011bti prod\u011blaly tyto \u201ekurzy\u201c, d\u011bti vystudovaly (n\u011bjak) a nyn\u00ed jsou z nich dosp\u011bl\u00ed lid\u00e9, kte\u0159\u00ed vol\u00ed SPD a ANO. Pro\u010d je to vlastn\u011b tak moc \u0161patn\u011b?  Rodi\u010de jsou tu od toho, aby n\u00e1m p\u0159ed\u00e1vali sv\u00e9 zku\u0161enosti, znalosti, a tak n\u011bjak n\u00e1m zaru\u010dili, \u017ee n\u00e1s nese\u017eere hladov\u00fd pes. Jenom\u017ee, stejn\u011b jako n\u00e1s rodi\u010de vychov\u00e1vaj\u00ed, p\u0159en\u00e1\u0161ej\u00ed na n\u00e1s tak\u00e9 sv\u00e9 ekonomick\u00e9 n\u00e1vyky a zlozvyky, mezi kter\u00e9 pat\u0159\u00ed n\u00edzk\u00e1 finan\u010dn\u00ed gramotnost (v n\u011bkter\u00fdch p\u0159\u00edpadech) nebo nehospod\u00e1rnost s finan\u010dn\u00edmi prost\u0159edky \u2013 a to nezachr\u00e1n\u00ed ani kurzy ve \u0161kole, proto\u017ee takto vzd\u011blan\u00fd hoch n\u00e1sledn\u011b p\u0159ijde dom\u016f, kde ho i s jeho n\u00e1pady na\u0159knou z inteligence. Pen\u00edze jsou alfa a omega, to je pravidlo na\u0161eho konzumn\u00edho sv\u011bta a dokud to tak bude, bude t\u0159eba lid\u00ed, kte\u0159\u00ed se v n\u011bm um\u00ed ot\u00e1\u010det \u2013 jak ale dosv\u011bd\u010duje zadlu\u017eenost rodin v \u010cesk\u00e9 republice, m\u016f\u017eeme si jenom odhadovat, jak moc tyto kurzy byly efektivn\u00ed. Nedostate\u010dn\u00e9 je i vyu\u010dov\u00e1n\u00ed t\u011bchto kurz\u016f na \u0161kol\u00e1ch, na d\u011bti je toho moc a je jim to pod\u00e1v\u00e1no formou, kter\u00e9 je v\u016fbec nezaujme a ani si je to nez\u00edsk\u00e1. Nic je nemotivuje k tomu, aby se o sv\u00e9 pen\u00edze staraly a rodi\u010de je v tom tak\u00e9 zrovna nepodporuj\u00ed, zvl\u00e1\u0161t\u011b pak, pokud pat\u0159\u00ed mezi m\u00e9n\u011b bohat\u00e9 obyvatelstvo. Jak \u0159ekl jeden velk\u00fd mu\u017e, chudoba se nejl\u00e9pe l\u00e9\u010d\u00ed vzd\u011bl\u00e1n\u00edm, jak ale vzd\u011blat n\u011bkoho, kdo vzd\u011bl\u00e1n b\u00fdt nechce? M\u016f\u017eeme si sice \u0159\u00edkat, \u017ee to p\u0159eci nijak sv\u011bt neovlivn\u00ed, ale jsme na velk\u00e9m omylu, pokud si mysl\u00edme, \u017ee sv\u011btem h\u00fdbe d\u011bln\u00edk v dole, n\u00fdbr\u017e naopak, je to p\u0159edev\u0161\u00edm \u010dlov\u011bk, kter\u00fd si dok\u00e1\u017ee spo\u010d\u00edtat sv\u00fdch p\u011bt \u0161vestek.                                                                                                                                                                                                                                                                                                                                                                                                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