[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.saldera.cz\/potize-je-potreba-zvladnout\/#Article","mainEntityOfPage":"https:\/\/www.saldera.cz\/potize-je-potreba-zvladnout\/","headline":"Pot\u00ed\u017ee je pot\u0159eba zvl\u00e1dnout","name":"Pot\u00ed\u017ee je pot\u0159eba zvl\u00e1dnout","description":"Majitel\u00e9 soukrom\u00fdch firem se dost\u00e1vaj\u00ed do pot\u00ed\u017e\u00ed docela \u010dasto. Nemaj\u00ed jist\u00fd dostatek z\u00e1kazn\u00edk\u016f a zak\u00e1zek, nen\u00ed jist\u00e9, \u017ee jim zaplat\u00ed v\u0161ichni, kdo jim zaplatit maj\u00ed, a \u017ee budou takov\u00e9 platby v\u017edy v po\u017eadovan\u00e9 v\u00fd\u0161i, a stejn\u011b tak nemus\u00ed b\u00fdt v\u017edycky v\u00fddaje takov\u00e9, jak\u00e9 se zkraje p\u0159edpokl\u00e1daly. A tak se n\u011bkdy stane, \u017ee by bylo pot\u0159eba […]","datePublished":"2026-04-18","dateModified":"2026-04-18","author":{"@type":"Person","@id":"https:\/\/www.saldera.cz\/author\/#Person","name":"","url":"https:\/\/www.saldera.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"saldera.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.saldera.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_7.jpg","url":"https:\/\/www.saldera.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.saldera.cz\/potize-je-potreba-zvladnout\/","about":["\u017dena"],"wordCount":405,"articleBody":"       Majitel\u00e9 soukrom\u00fdch firem se dost\u00e1vaj\u00ed do pot\u00ed\u017e\u00ed docela \u010dasto. Nemaj\u00ed jist\u00fd dostatek z\u00e1kazn\u00edk\u016f a zak\u00e1zek, nen\u00ed jist\u00e9, \u017ee jim zaplat\u00ed v\u0161ichni, kdo jim zaplatit maj\u00ed, a \u017ee budou takov\u00e9 platby v\u017edy v po\u017eadovan\u00e9 v\u00fd\u0161i, a stejn\u011b tak nemus\u00ed b\u00fdt v\u017edycky v\u00fddaje takov\u00e9, jak\u00e9 se zkraje p\u0159edpokl\u00e1daly. A tak se n\u011bkdy stane, \u017ee by bylo pot\u0159eba m\u00edt v\u00edc pen\u011bz, ne\u017e kolik jich re\u00e1ln\u011b k dispozici je. A kdy\u017e vyd\u011bl\u00e1van\u00e9 pen\u00edze nesta\u010d\u00ed na ob\u017eivu a udr\u017eov\u00e1n\u00ed firem v provozu, je nutno ud\u011blat n\u011bco pro to, aby se situace zm\u011bnila k lep\u0161\u00edmu. Proto\u017ee by to jinak vedlo k neslavn\u00fdm konc\u016fm.Podnikatel\u00e9 se tedy mus\u00ed n\u011bkdy uch\u00fdlit i k tomu, \u017ee si vezmou p\u016fj\u010dku. N\u011bkdy je to toti\u017e u\u017e ta jedin\u00e1 \u0161ance, jak to je\u0161t\u011b zvl\u00e1dnout. Kdy\u017e si takov\u00ed podnikatel\u00e9 n\u011bjak\u00e9 pen\u00edze aspo\u0148 p\u016fj\u010d\u00ed, mohou jimi financovat svou \u010dinnost tak dlouho, ne\u017e se v\u0161e vr\u00e1t\u00ed do norm\u00e1lu, a i to je ur\u010dit\u011b lep\u0161\u00ed ne\u017e \u010dek\u00e1n\u00ed na neodvratiteln\u00fd krach.P\u016fj\u010dku ale nedostane jenom tak n\u011bkdo. Nab\u00eddky p\u016fj\u010dek sice vypadaj\u00ed l\u00e1kav\u011b, ale podnikatel\u00e9 je \u010dasto dostanou jedin\u011b pot\u00e9, co dostate\u010dn\u011b prok\u00e1\u017eou svoji schopnost spl\u00e1cet. A kdy\u017e nejsou jejich p\u0159\u00edjmy nijak horentn\u00ed a maj\u00ed t\u0159eba i n\u011bjak\u00fd nep\u0159\u00edjemn\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f, komplikuje se to. A nakonec t\u0159eba \u017e\u00e1dnou p\u016fj\u010dku nedostanou. Proto\u017ee jim v bank\u00e1ch ned\u016fv\u011b\u0159uj\u00ed.A pak je z\u00e1hodno na bankovn\u00ed p\u016fj\u010dky zapomenout. A zkusit \u0161t\u011bst\u00ed s nebankovn\u00ed hypot\u00e9kou. Proto\u017ee u t\u00e9 se d\u00e1 usp\u011bt pravd\u011bpodobn\u011bji ne\u017e u jin\u00fdch, bankovn\u00edch p\u016fj\u010dek. Samoz\u0159ejm\u011b tak\u00e9 jen za p\u0159edpokladu, \u017ee se spln\u00ed stanoven\u00e9 podm\u00ednky, je\u017e tu jsou ale zvl\u00e1dnuteln\u011bj\u0161\u00ed. Proto\u017ee tady nen\u00ed nutn\u00e9 vyd\u011bl\u00e1vat mnoho a py\u0161nit se dokonale vypadaj\u00edc\u00edmi registry dlu\u017en\u00edk\u016f. Tady sta\u010d\u00ed jenom ru\u010dit nemovit\u00fdm majetkem.Podnikatel\u00e9 maj\u00edc\u00ed nemovitost tedy nab\u00eddnou, \u017ee budou takov\u00fdm majetkem ru\u010dit, a hypot\u00e9ka bez registru Americk\u00e1 nebankovn\u00ed hypot\u00e9ka je zakr\u00e1tko jejich. Bez rizika, \u017ee jej\u00ed schv\u00e1len\u00ed n\u011bco zkomplikuje.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pot\u00ed\u017ee je pot\u0159eba zvl\u00e1dnout","item":"https:\/\/www.saldera.cz\/potize-je-potreba-zvladnout\/#breadcrumbitem"}]}]